Non-resident mortgages
Spanish mortgages for non-residents are normally limited to loans of 70% of the bank valuation or purchase price.
There is however a small number of banks that are prepared to lend up to 90% of the bank valuation to a non-resident.
Mortgage terms can be up to 40 years provided the maximum age does not exceed 80.
We can offer non-residents:
- Up to 30 year interest only mortgages
- Fixed rate mortgages up to 20 years
- Repayment mortgages
- Low start repayment mortgages
- Self-build mortgages including purchase of plot
- Bridging Finance
- Rustic property up to 70%
- Re-mortgages up to 75%
- Free transfer Re-mortgages up to 70%
- Self certification up to 65%
- Low documentation up to 70%
- Equity release for any purpose
- Lifetime mortgages
Please contact us to see how we can help a non-resident obtain the most suitable Spanish mortgage available.


