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Non-resident mortgages
Mortgage Terms

Non-resident mortgages

 

Spanish mortgages for non-residents are normally limited to loans of 70% of the bank valuation or purchase price.

 

There is however a small number of banks that are prepared to lend up to 90% of the bank valuation to a non-resident.

 

Mortgage terms can be up to 40 years provided the maximum age does not exceed 80.

 

We can offer non-residents:

 

  • Up to 30 year interest only mortgages
  • Fixed rate mortgages up to 20 years
  • Repayment mortgages
  • Low start repayment mortgages
  • Self-build mortgages including purchase of plot
  • Bridging Finance
  • Rustic property up to 70%
  • Re-mortgages up to 75%
  • Free transfer Re-mortgages up to 70%
  • Self certification up to 65%
  • Low documentation up to 70%
  • Equity release for any purpose
  • Lifetime mortgages

 

Please contact us to see how we can help a non-resident obtain the most suitable Spanish mortgage available.